Fort Lauderdale real estate and homes for sale in Florida, New Construction - Linda Risden and The Five Star Team, REALTORS® Linda Risden and The Five Star Team REALTORS(r) for Fort Lauderdale, Florida real estate - NUMBER1EXPERTS™ Linda Risden and The Five Star Team NUMBER1EXPERTS(tm) for Fort Lauderdale, Florida real estate, New Construction
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All agents are NOT alike! Find out why we are top real estate experts. Call us: 954-345-5530.

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Linda Risden and the Five Star Team
Office:  954-345-5530
Cell Phone:  954-270-3463
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Take Advantage of Our Many Different Calculators!
(Click on any one below to use the calculator that you want)

Mortgage Calculator:  Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments!

How Much Can You Afford:  This calculator steps you through the process of finding out how much you can borrow.

Determine Your Tax Savings:  Use this calculator to determine how much you could save in income taxes.

Rent vs. Buy:  This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.

Adjustable Rate Mortgages:  Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed. This calculator helps you to determine what your adjustable mortgage payments may be.

What is Your APR:  Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage.

Fixed vs. Adjustable Rate:  Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

Balloon Mortgages:  Find out if this financing option is a good one for you.

15 vs. 30 Year Mortgages:  Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

How Much Should Your Income Be:  This calculator collects these important variables and determines your required income to qualify for your desired mortgage amount.

What's Your Maximum Mortgage:  This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

Buying Points to Save Money:  This calculator helps you determine if you should pay for points, or use the money to increase your down payment.


J & E FINANCIAL GROUP, INC.
2190 N.E. 51st Court, Suite 302
Fort Lauderdale, Florida 33308
Phone: (954) 928-1888
Fax: (954) 928-1777
Cell: (954) 868-1087
Email: John_jefinancialgroup@comcast.net

John Heinlein is the founder of J&E Financial Group, which is located in Fort Lauderdale, Florida. He has been in real estate finance for the last 10 years and specializes in all types of residential and commercial lending. His vast knowledge and experience allows him to achieve the highest level of customer satisfaction by providing outstanding service and support to his clients. 

Being a resident of South Florida for 29 years, John understands your needs and works diligently to earn your business while providing you with the best financing available. 

J&E Financial Group is one of the premiere lending companies in South Florida with a wide variety of loan products to fit your mortgage needs. Our programs provide a complete spectrum of financing in order to accomplish your ultimate goal in buying your dream home.

 

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Real Estate Tips
Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

See All Tips In The "Pricing" Category >
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Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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Linda Risden and The Five Star Team, REALTORŪ, real estate agents and broker for Fort Lauderdale Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Risden and The Five Star Team
Florida Five Star Realty, Inc.

9900 W. Sample Road, Suite #300
Coral Springs, FL. 33065
Contact Me With Confidence!
Office: 954-345-5530
Fax: 954-345-5590
Cell Phone: 954-270-3463
Email: sofloridahomes@NUMBER1EXPERT.com
Email: risden@bellsouth.net

Linda specializes in Ft. Lauderdale, Coral Springs, Coconut Creek, Parkland, and Margate. She is well known for producing consistent results, selling homes in an average of under twenty days. With over twenty three years of real estate experience, sellers and buyers are benefited with the vast knowledge and negotiation skills of a true professional. A recipient of one of the most prestigious awards, Linda was honored as being named in the top 100 Agents in Florida. As a member of an elite group of top real estate professionals throughout the Country, Linda can assist in referring customers to the best Realtor in the area. Call Linda today at: 954-345-5530 or 888-320-FIND.

GRI


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