
Linda Risden and the Five Star Team Office: 954-345-5530 Cell Phone: 954-270-3463 GetDownPayment.com
Take Advantage of Our Many Different Calculators! (Click on any one below to use the calculator that you want)
Mortgage Calculator: Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments!
How Much Can You Afford: This calculator steps you through the process of finding out how much you can borrow.
Determine Your Tax Savings: Use this calculator to determine how much you could save in income taxes.
Rent vs. Buy: This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.
Adjustable Rate Mortgages: Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed. This calculator helps you to determine what your adjustable mortgage payments may be.
What is Your APR: Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage.
Fixed vs. Adjustable Rate: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Balloon Mortgages: Find out if this financing option is a good one for you.
15 vs. 30 Year Mortgages: Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
How Much Should Your Income Be: This calculator collects these important variables and determines your required income to qualify for your desired mortgage amount.
What's Your Maximum Mortgage: This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.
Buying Points to Save Money: This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
J & E FINANCIAL GROUP, INC. 2190 N.E. 51st Court, Suite 302 Fort Lauderdale, Florida 33308 Phone: (954) 928-1888 Fax: (954) 928-1777 Cell: (954) 868-1087 Email: John_jefinancialgroup@comcast.net

John Heinlein is the founder of J&E Financial Group, which is located in Fort Lauderdale, Florida. He has been in real estate finance for the last 10 years and specializes in all types of residential and commercial lending. His vast knowledge and experience allows him to achieve the highest level of customer satisfaction by providing outstanding service and support to his clients.
Being a resident of South Florida for 29 years, John understands your needs and works diligently to earn your business while providing you with the best financing available.
J&E Financial Group is one of the premiere lending companies in South Florida with a wide variety of loan products to fit your mortgage needs. Our programs provide a complete spectrum of financing in order to accomplish your ultimate goal in buying your dream home.
 
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Time to Move >Remodel Or Move
At some point your present home may begin to feel cramped. You would like enough room to have an "adult haven", but you must weigh the price of a larger home over against the prospect of living with contractors and plaster dust for a long time. Is it better to remodel or to look for a new home?
Before you decide on a major home improvement project, talk with a real estate agent who knows your neighborhood. Will the changes you have in mind over-improve your home, making it difficult to re-sell? Will you be able to recover the cost of your investment? Find out how much your present home is currently worth, and how much home equity you have. You may be able to make a substantial down payment that lowers your mortgage payments on a larger home. It may be worth making a move to avoid the stress and inconvenience of remodeling, if you can find a new home with all the features you would like to add to your present home.
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| Q |
What group of settlers introduced the log cabin to the New World?
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| A |
The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland. |
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