Fort Lauderdale real estate, home listings and homes for sale in Florida, New Construction - Linda Risden and The Five Star Team, REALTORS® Linda Risden and The Five Star Team REALTORS(r) for Fort Lauderdale, Florida real estate - NUMBER1EXPERTS™ Linda Risden and The Five Star Team NUMBER1EXPERTS(tm) for Fort Lauderdale, Florida real estate, New Construction
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Resources: Fort Lauderdale Florida home buying, real estate listings, and homes for sale in Broward                        County, FL
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Downpayment Assistance: Click here for more information...
Downpayment Assistance: Information coming soon...
Special Offers: Special offers for Fort Lauderdale homeowners from Linda Risden and The Five Star Team, top Realtors
Free Real Estate Reports: Free services for Fort Lauderdale homeowners from Linda Risden and The Five Star Team, top Realtors
eNewsletter: Linda Risden and The Five Star Team's Fort Lauderdale newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Florida, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Fort Lauderdale Florida mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Florida or buy your own Fort Lauderdale house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Fort Lauderdale mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Linda Risden and The Five Star Team anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Linda Risden and The Five Star Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Linda Risden and The Five Star Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Fort Lauderdale property in Florida, including legal terms definitions, and more



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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Linda Risden and The Five Star Team, REALTORŪ, real estate agents and broker for Fort Lauderdale Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Risden and The Five Star Team
Florida Five Star Realty, Inc.

PO Box 758337
Coral Springs, FL. 33065
Contact Me With Confidence!
Office: 954-345-5530
Fax: 954-345-5590
Cell Phone: 954-270-3463
Email: sofloridahomes@NUMBER1EXPERT.com
Email: risden@bellsouth.net

Linda specializes in Ft. Lauderdale, Coral Springs, Coconut Creek, Parkland, and Margate. She is well known for producing consistent results, selling homes in an average of under twenty days. With over twenty three years of real estate experience, sellers and buyers are benefited with the vast knowledge and negotiation skills of a true professional. A recipient of one of the most prestigious awards, Linda was honored as being named in the top 100 Agents in Florida. As a member of an elite group of top real estate professionals throughout the Country, Linda can assist in referring customers to the best Realtor in the area. Call Linda today at: 954-345-5530 or 888-320-FIND.

GRI


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